Key Points ・A Texas federal judge has blocked the CFPB's January 2025 rule that banned the inclusion of medical debt in ...

CFPB Proposes Changes to Fair Credit Reporting Act to Remove Medical Debt from Credit Reports by: Benjamin M. Saul , Tarrian L. Ellis of Greenberg Traurig, LLP - Alerts Monday, October 2, 2023 ...

Americans will no longer have to decide what’s more important: Their health or their credit score. Finalized on January 7, a ...

In a win for credit bureaus and debt collectors, medical debt will be allowed to stay on your credit report after all.

Unpaid medical bills are back on the table, which could mean lower credit scores for millions. A federal judge in Texas has ...

A federal judge in Texas has reversed a Biden administration rule that wiped medical debt from credit reports, affecting ...

On Sept. 21, 2023, the Consumer Financial Protection Bureau (CFPB) officially announced it is considering a rulemaking to address several consumer reporting topics under the Fair Credit Reporting ...

The Consumer Financial Protection Bureau (CFPB) recently took its first step in making possible changes to the Fair Credit Reporting Act (FCRA), having just released its Outline of Proposals and ...

The CFPB is required by the Fair Credit Reporting Act to produce an annual report about complaints submitted by consumers about the ... Change Change % TRU: TRANSUNION: 85.13 +1.85 +2.22% EFX: ...

In 2020, 46 million people had medical debt listed on their credit report. CFPB’s research showed that medical bills are poor indicators of an individual’s ability to repay a loan.

The CFPB said that Equifax, Experian and TransUnion often fail to help consumers resolve issues or to give them adequate responses. The consumer agency received more than 700,000 complaints about ...

The three major credit bureaus allow consumers to request a free copy of their credit report once a week. Consumers can request a copy at AnnualCreditReport.com and by calling 1-877-322-8228.